Finding the Right Income Protection Policy
Give Your Employees Peace Of Mind
Bills Will Be Paid If They Are Unable to Work
Income Protection, (formerly known as PHI Permanent Health Insurance) is an employee benefit that provides monthly tax free income until an employee is well enough to go back to work. There are a huge range of policies, options and costs available in the market and our partners can help match you to right level of benefit for your workforce and budget.
Premiums depend on someone’s age, medical history and occupation but are generally fairly small (as little as 30p pp/per day). Payments start after sick pay ends and are paid until either an employee starts working again, or they retire, or die or until the end of the policy (whichever first). This employee benefit is particularly popular with self-employed or employed staff without sick pay. Income protection is different from Critical Illness benefit which generally pays a one-off lump sum in the event of a specific serious illness.
We can arrange for you to speak to partners who can advise, broker or supply fantastic income protection schemes. Depending on the demographic and and make up of your workforce, your budget and locality, we can line up exploratory meetings with businesses who specialise in offering this type of protection product.
Group income protection benefit is a popular and cost effective employee benefit to provide. It helps you manage sickness and associated costs in your company. Benefits can be used to pay for the rehabilitation and medical costs associated to helping employees get back to work. There are a wide range of providers, options for cover and costs.
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Get in touch, one of our friendly team will take a few details and take the time to understand what you need help with.
What would the impact be, to you and your employees, if they were unable to work due accident or illness?
Why will your employees will love this?
Peace of Mind
Income protection makes sure that their bills are paid if one of your employees is unable to work. This gives them peace of mind so they can focus on their health.
Protection for the family
Ensuring the household has an income benefits the whole family. Employees are happy to know their loved ones are looked after.
Typically Group protection products are cheaper than individual policies or provide a more cost effective level of cover.
Employees appreciate this kind of benefit, making them feel valued and appreciated by their employer.
No reliance on savings or the Government
A good income protection policy means employees don’t have to dip in to savings or rely on the Government for support in difficult times.
Ready to Get Matched?
Give us a call on 0203 818 1796 or complete this form and one of our team will be in touch at a convenient time.
Ready to spread the love?
Give us a call to arrange a visit or quote from one of our partners.